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Moving to the Netherlands

BSN, health insurance, the expat tax regime and housing.

Reviewed in October 2026. General information, not legal or tax advice: rules change, so confirm on the official pages linked here before you decide.

Step-by-step plan, with visa and documents: for EU citizens · for citizens of other countries

The Netherlands has a strong international tech community, especially in Amsterdam, Rotterdam, Utrecht and Eindhoven. Official information for people moving there is on Netherlands Worldwide and Government.nl.

When you arrive

  • Municipal registration and BSN: if you stay more than four months you register with the municipality (gemeente) where you live and get a citizen service number (BSN), needed to work, open a bank account and see a doctor.
  • Basic health insurance: mandatory for people who live or work in the country. You buy it from an insurer; there is a yearly deductible (eigen risico).
  • DigiD: the digital ID for dealing with the government online.

Tax

  • There is a tax regime for skilled workers recruited abroad (known as the 30% ruling) that exempts part of the salary for some years. Its conditions and percentages have been changing: check with the Belastingdienst and ask your employer whether they apply for it for you.

Housing and daily life

  • Housing is very scarce in the main cities: temporary accommodation paid by the employer for the first months is a good point to negotiate.
  • Bikes are everyday transport; English is widely spoken.