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Relocation plan: Netherlands

For the vacancy Model Validator IRRBB & ICLAAP at ING. See the vacancy

Reviewed in November 2026. General information, not legal or tax advice: confirm on the official pages linked here before you decide.

Your citizenship
The vacancy does not state an annual salary in EUR; enter the offer you have or expect.

How much you take home

Enter a gross annual salary above to see an estimate of the net pay.

Do you need a visa?

No. An EU citizen (or a citizen of the EEA or Switzerland) can live and work in the Netherlands without a visa or work permit.

  • If you stay more than 4 months, register in the Personal Records Database (BRP) at the municipality (gemeente) where you will live, within 5 days of arriving. You receive your BSN, the citizen service number (Netherlands Worldwide).

Documents and where to get them

In your country, before you leave

  • ID card or passport, valid for the whole move.
  • European Health Insurance Card, from your national health insurance: it covers necessary care in the first weeks, until you are insured in the new country.
  • Birth certificate (and marriage certificate, if married). Between EU countries, many certificates need no apostille and can come with a multilingual form that avoids translation (Regulation (EU) 2016/1191).
  • Criminal record certificate from your country of nationality and, if different, from where you lived recently: some employers ask for it. Request it close to the date it will be used.
  • Degree, transcript and references from previous jobs, digitally.

In the Netherlands

  • BSN (citizen service number): issued when you register in the BRP. Without it the employer applies the highest tax rate and you cannot take out health insurance.
  • Basic health insurance (basisverzekering): compulsory for people who live or work in the Netherlands, with a Dutch insurer (government.nl).
  • DigiD: the digital ID for public services and taxes; requested with your BSN.

Step by step

Before you leave

  1. Sign the contract and confirm in writing the gross annual salary (with or without holiday allowance), the start date and the relocation support.
  2. Ask the employer whether they will apply for the 30% ruling (a tax regime for people recruited from abroad, with salary requirements). It is requested from the Belastingdienst; the percentages and conditions change from 2027.
  3. Find housing with an address where you can register: the market is very tight in Amsterdam, Utrecht and The Hague.
  4. In your country, tell the authorities you are moving: update your registered address and your tax residence. In the year you leave, tax may be due for the part of the year you were still resident.

First week

  1. Register in the BRP at the municipality (deadline: 5 days). If there are no appointments in time, book the first available one.
  2. Open a bank account with your BSN.

First month

  1. Take out basic health insurance; you have up to 4 months, but you pay from the date it became compulsory.
  2. Apply for your DigiD.
  3. Register with a GP (huisarts) near your home.